AFDA Member Insurance Benefits

About AFDA Insurance

For those who don't know, all AFDA members are covered by the AFDA member insurance.

There are two main parts to the insurance cover: Public Liability and Death or Total Permanent Disablement Insurance.

Public Liability insurance covers you in case someone sues you in relation to any flying disc sport. This could happen if you damage property or injure someone.

Death or Total Permanent Disablement Insurance covers you for serious injury or death resulting from a flying disc sport, or related activities (meetings, organised social events, etc).

Note: as of 1 January 2008, the AFDA also has Accident Insurance with SUA/Calliden. Further to this, members who suffer out of pocket expenses can also submit a claim to the Member Compensation Fund.

So, just what are the benefits?

Liability Cover

Public Liability:

• $20,000,000 limit
• $500 excess

Professional Indemnity:

• $2,000,000 limit
• $500 excess

Death or Disablement

The maximum claim is $50,000, but it ranges from 3% to 100% of that amount depending on the type of disablement.

Accident Insurance

Loss of Income:

• $250/week
• 52 week limit
• 7 day excess

Student Assistance Benefit:

• $250/week
• 52 week limit
• 7 day excess

Home Help Benefit:

• $250/week
• 52 week limit
• 7 day excess

Parents Inconvenience Benefit:

• $25/day
• $1500 limit

Non Medicare Medical:

• 85% to max $1500
• $50 excess

Funeral Expenses:

• up to $5000

Affiliated Associations

Affiliated associations also benefit from the AFDA insurance in two ways.

Field Booking

Most Councils and other field providers require you to hold Public Liability insurance in order to book fields. Affiliated associations of the AFDA can use the AFDA Insurance Policy to book fields. This saves considerable expense.

Professional Indemnity

Officers of affiliated associations are also covered by the AFDA's professional indemnity insurance.